TABLE OF CONTENT
Title Page i
Certification ii
Dedication iii
Acknowledgements iv
Proposal vi
Table of contents xiii CHAPTER ONE: INTRODUCTION
1.1 Background to the study 1
1.2 Statement of the research 1
1.3 Research Question 2
1.4 Objectives of the study 2
1.5 Research hypothesis 3
1.6 Significance of the study 4
1.7 Scope and limitation of the study 4
1.8 Definition of key Terms 5
1.9 Organization of the study 6
CHAPTER TWO: LITERATURE REVIEW
2.1 Literature Review 8
2.2 Meaning of Fund Management 9
2.3 Cash planning 10
2.4 Cash budget 11
2.5 Functions of Commercial Bank 12
2.6 Cash Balance Required 13
2.7 Cash Balance to Current assets Ratio 14
2.8 Facts of cash management 15
2.9 Need for Holding cash 17
2.10 The creation of fund by money Deposit Bank 19
2.11 Quantities Associated with credit 20
2.12 Commercial bank and Economic Development 21
2.13 Investment of Excess cash 22
2.14 Internal control of cash 23
2.15 Limitation of credit creation 24
CHAPTER THREE:
3.0 Research Methodology 26
3.1 Research design 26
3.2 Sources of data collection 28
3.3 Population and sample size 28
3.4 Sampling technique 29
3.5 Method of data analysis 29
3.6 Limitation of the study 29
CHAPTER FOUR: DATA PRESENTATION, ANALYSIS AND INTERPRETATION
4.1 Data presentation 30
4.2 Data analysis 31
4.3 Data interpretation 33
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS.
5.1 Summary 36
5.2 Conclusion 37
5.3 Recommendation 38
References
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
The central Bank of Nigeria is a federal government bank. It is referred to as the father of all banks in the county as it is responsible for issuing currencies and regulating country’s monetary policies. The Nigeria commercial banks are controlled by the central bank through its clearing houses. A system by which inter-bank, in-datedness is settled. There are twenty five banks in Nigeria with commercial banks in Nigeria carryout other banking functions, they concentrate mostly on deposit banking. The management of fund in commercial banks with particular reference to union banks of Nigeria plc is the topic review in the project. They make up of the firms, capital structure, the management of fund, motive of holding’ money, the firm financial statement to outsiders and its operations are the subject matter of the review.
